A season planned before the first furrow.
KT AKBOTA LLP (ТОО «КТ "АҚБОТА"») helps farms and peasant households in Kazakhstan plan the season budget and prepare financing applications to banks and state agricultural finance institutions. The lender decides.
Please note
KT AKBOTA LLP does not lend money and is not a credit partnership. It accepts no deposits or contributions from farmers, holds no ARDFM licence, and is not a bank or microfinance organisation.
We prepare budgets, business plans and document packs. Approval and terms are decided only by the lender, and approval is never guaranteed.
Farms of every size
- Peasant and family farms planning a new season.
- Farms buying seed, fertiliser, fuel or a first piece of machinery.
- Livestock households expanding a herd or building feed stocks.
- Agricultural cooperatives preparing a joint application.
The pack a lender reads
- Season budget per hectare or per head, with the sales month.
- A short business plan in the lender's format.
- Land, machinery and collateral documents, checked and ordered.
- A repayment schedule that fits your harvest and sales, not the calendar.
Scope and fee agreed in writing first. No success fees tied to loan amounts.
When to start
Last season's figures, this season's plan, a draft budget.
Submit early. Reviews and collateral checks take time.
Draw funds as inputs are bought. Keep receipts in order.
Sale proceeds repay the loan. Record actual yields for next year.
Yield × price check
A season is good or bad depending on two numbers you do not control. Enter your own figures. The map shows profit per hectare if yield and price come in up to 30% above or below your estimate.
Example figures, not data for any crop. Use your own records.
Educational sketch only, not financial advice or a credit offer. Ignores subsidies, insurance, taxes and storage. Figures stay in your browser.
Where to ask first, at no cost
- Your district agriculture department, for current subsidy and support rules.
- State agricultural finance institutions, such as the Agrarian Credit Corporation and KazAgroFinance, for their programmes and requirements.
- Damu Entrepreneurship Development Fund, for guarantee and subsidy programmes.
- Business support centres of the National Chamber of Entrepreneurs "Atameken", for free consultations.
We do not
- Lend, collect contributions or hold money.
- Promise approval or subsidies.
- Give legal or tax advice.
Fraud warning. Never pay anyone to "guarantee" a loan or subsidy. If someone asks in our name, do not pay. Report it to the police and let us know by email.
Talk to us before the season
Tell us what you grow or raise, the area or herd, and what you need financed.